how to make money online in Nigeria as a student

how to make money online in Nigeria as a student


knowing how to make money online in nigeria as a student for free is swiftly simple as ABC but requires a lot of hardwork. Let truths be told, You can earn a lot of money through online platforms with your phone or laptop device.

Many years ago, I can remember asking myself this question after I got to ICT School.

John, what exactly are you doing with your laptop device?

I felt a kind of useless because I had got a laptop for over three years without making a single dime from it online. Of course, becoming a yahoo boy was not an option for me, definitely not! . It is not a legit way to make money on the internet as a student so i never taught of it.

The self-examination prompted me to research ways to make money online well, To my disappointment, many of the tutorials online were not very  practical. The recommendation sounded foreign with little or no feasibility here in Nigeria and it was quite appalling.

Here today, I have decided to put together in this post practical ways on how to make good and legit money online. Tell me if you need more and more information on any of the ways to make money online and you will be replied before you even blink an eye.

The bitter truth is that your certificate alone cannot give you a good life well, this might not apply to other developed countries but in a country like Nigeria, except you have a large amount of money waiting  for you in a fixed deposit account or a rich uncle who is ready to fly you around the world … if not, then, this post is for you.

Education now looks like a scam with the economic situation and state of the country. There is no available job in the over saturated labor market. Well, I would not tell you to drop out of school to pursue a business online. No, do not do that to yourself. You have come too far to drop out.

See, let me tell you the absoloute fact.

The best thing about making money online is that you can seamlessly combine it with your academics. this is why earning online is a passive income. So, do not think about dropping out of school yet, at least not for now.

Let me know in the comment box below if you have any questions or recommendations. I would love to hear from you.

Do well to follow the resources in this post to get started on creating wealth as a student in Nigeria.

How to Make Money Online in Nigeria as A Student

how to make money online in Nigeria as a student

Here are the ways how to make money in Nigeria as a student almost for free;

  1. Graphic Design
  2. Online Registration & Printing
  3. Blogging
  4. Become a YouTuber
  5. Photo Editing
  6. Programming/Coding
  7. Web Design
  8. Microsoft Excel Knowledge
  9. APP Development
  10. Copywriting
  11. Facebook ADS
  12. Content Creation
  13. Affiliate Marketing
  14. Become an Importer
  15. SEO/Google Analytics
  16. Cryptocurrency
  17. Sell an eBook
  18. Video Editing

plus 25 other ways to make money online

Graphic Design

Graphic designing has without doubt become one of the most lucrative ways to make money as a student in Nigeria.

The skill is a hot cake on campuses across different Nigeria’s higher institutions. I know you may be wondering right now, what is graphic design? Well, I will tell you what this amazing skill called graphic design is all about.

Graphic designing is however, the process of displaying information through pictorial illustrations.

A good example of graphic design work is creating banners, logos, posters, etc. The purpose of graphic design is to communicate information using various / different graphical format.

A person who does graphic designing is  called a graphic designer. All the posters you see in school during the SUG elections are the handwork of a competent graphic designer.

You are also aware that every week Christian fellowships on campus organize programs. It is the graphic designers that are responsible to create the banners for the programs. Now, you can see that there is always a need for the service of a graphic designer on campus.

Apart from getting a job on campus, you can offer your skill online and other platforms. A lot of startups are looking for graphic designers on Facebook, Twitter, etc.

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Learning Graphic Designing

Here is how you can learn and make money with graphic designing as a student in Nigeria.

The first step to learning graphic design is to get graphic design software.

Learning graphic designing with your phone is also 100% possible, you can get the course below if you are intrested in learning SMART PHONE GRAPHICS .


You do not need to go to a design school to learn graphic design. It is possible to get the skill by enrolling in a graphic design beginners course online.

ANOTHER place you can learn graphic design is on YouTube. It is interactive and free of charge.

Also, grab the opportunity if you find someone willing to teach you in school for free or at an affordable fee.

Graphic Design Software

below is the list of software that you can use to learn graphic design as a student in Nigeria;

  • Adobe Photoshop
  • CorelDraw Graphics Suite
  • Adobe Illustrator
  • Inkscape
  • Sketch
  • Affinity Designer
  • Adobe InDesign
  • Gravit Designer
  • Photoscape

Online Registration & Printing

Doing online registration in your hostel or school is a high moneymaking business for students. Many of the applications and registration in school today are online.

These online registrations are as easy as ABC. But most students do not have a laptop or printer to do the registration by themselves. As a student, you can get the necessary devices to run online registration on your own in your hostel.

You will get lots of customers because it will be convenient for students in the hostel to do business with you. I remember the night in my first year when I had to print my term paper at night. It was a student in the hostel that did the job for me.

So, you see that you can make very cool cash by doing printing and online registration.

It is very necessary to let students know in your hostel that you do online registration and printing. Also, your price must be a bit more economical than what is attainable outside the hostel.

Materials for Online Registration

You need the following listed devices for online registration;

  • A Laptop
  • Fast Internet Connection
  • Printer
  • A4 Paper


Blogging is the best and easier way to make money online as a student in Nigeria. Everywhere you go on campus, you will definitely see a blogger (well, it depends).

A blogger is a person that creates content for readers to read online. For example, DIVPLANET is a blog for Nigerian students. Blogging is all about writing for people on a topic that you know well.

For example, you can write about dating relationships. There are millions of people out there who need a fix with their relationships.

many guys on campus would like to read a step-by-step guide on how to woo their beautiful coursemates. however, Blogging is all about solving problems with a well-structured article.

I know the question on your mind right now is how you can start to make money as a student blogger?  Well, making money as a blogger requires a whole lot of hard work.

Like every other medium to make money online, blogging is not and will never be a get-rich-quick medium. It will take you the time of learning and consistency to become a successful blogger.

As a recap, only go into blogging when you identify a topic that you know.

Do not deceive yourself with the mindset that you can write on multiple topics. You may not achieve success as a blogger.

Blogging Niche for Students

The following are top blogging niches for students in Nigeria;

  • Education & Jobs
  • Relationship
  • Finance
  • Religion
  • Technology
  • Cryptocurrency
  • Lifestyle
  • Food
  • Fashion
  • Health and Fitness
  • Travel
  • Digital and Internet Marketing
  • Sports
  • Pets and Animals
  • Books & Literature
  • News
  • Autos & Vehicles
  • Real Estates
  • Digital Marketing
  • Gaming
  • Music and Video

Choose one out of the listed list to get started. You can expand to other niches after you have achieved success.

Here is the list of ways to make money as a Nigerian student blogger;

Google AdSense

Google AdSense is simply an advertising agency company. The online platform allows business all over the world to advertise their services and products.

You must have seen a lot of advert on websites that you visit daily. Well, many of those are Google AdSense. How it works is that Google places those ad banners on your blog. You get paid by the number of visitors that click or view those ads.

Getting Google AdSense approval can be difficult. The secret to getting your blog approved is to write quality and original content. Never make the error of copying content from other websites, please dont do that, it will ruin your blog.

Also make sure your blog must follows the Google AdSense policy.

Other similar AdSense platforms are Ezoic,, AdCash, Infolinks, PropellerAds, etc.

Sponsored Post

A sponsored post is the act of publishing articles of other bloggers articles on your blog. It could be for the purpose to promote their blog or getting quality backlinks.

People will be willing to pay you to add their posts on your blog when they find out that you have authority in your niche.

You are now reading: how to make money online in Nigeria as a student

Direct Advertising

Direct advertising is the process of promoting a product on your blog to your eligible readers. For example, a company like MTN can contact you to buy advertisement space on your blog if it is popular.

It means that you will place their banner on a section of your blog. Of course, they will pay you well for the advertisement space. Like the sponsored post, you need to have a successful blog to get an endorsement deal in a country like Nigeria.

Affiliate Marketing

Affiliate marketing seen as the promotion of products on your blog to get a commission fee. How does affiliate marketing work?

Affiliate marketing is recommending a product to your audience to buy in an online store. You will get paid for each and every successful transaction from your readers.

You must have high traffic to earn money through affiliate marketing, to know more about affiliate marketing, consider reading our post on Affiliate marketing in Nigeria – Everything you need to know

Sell Product Online

Selling your products online is another way to make money through blogging as a student. For example, you can sell a makeup kit if you run a lifestyle blog. It is also necessary to sell products that are in line with what you write about on your blog.

Requirements for Blogging

The following are the requirements to start a blog in Nigeria;

  • Web Hosting
  • Doman Name
  • A Laptop or Smartphone
  • Contents
Web Hosting

The internet is just like the Onitsha market in Anambra State. here, different businessmen and women rent shops to sell your goods and services. Web hosting is like renting a shop on the world wide web or internet. They will help you to keep your content online. Visitors with an internet connection can access your blog from anywhere around the world.

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however, here are free and paid web hosting services. For example, Google Blogger and offer free web hosting to bloggers. But these free web hosts come with a lot of limitations for bloggers.

As a student who is serious about blogging, do not use free web hosting services. To get money in Nigeria, you must invest. The best road to follow is to buy a hosting plan from a web host company.

Domain Name

A domain is the name of your website or blog. For example, the domain of this blog is

A domain name is your unique identity in the internet world. Buying a .com or a domain is the best option for bloggers. A .com domain name cost about six thousand naira. You can get a domain for one thousand naira or more.


Contents are blog posts on your blog. You need to write quality posts on your blog to rank on the Google search engine, Every of your article must be relevant to solve a reader’s problem.

Become a YouTuber

YouTube monetization is now a popular method for students to make good money online. Everywhere that you go on campus, you will see students making all kinds and sort of videos. Some students are into producing comedy skits, dance, tutorials or lifestyle videos.

These videos get a lot of watch time on YouTube because they are engaging and funny. To make money on YouTube, you must get 1,000 subscribers and 4,000 watch hours within your first year.

You are now reading: how to make money online in Nigeria as a student

When you do what you are good at, it will be easy to meet the requirements within a year at most.

You will begin to earn money in dollars as people watch your videos after monetization. Managing a successful YouTube channel requires creativity and persistence.

Equipment to Start a YouTube Channel

The following are necessary devices you need to have to become a YouTuber;

  • Digital Camera or Phone with Good Camera
  • External Microphone
  • Video Editing Software
  • Lighting
  • Tripod Stand

Photo Editing

Photo editing using Photoshop is a high-profile soft skill that you can use to make good money as a student. Photoshop however is a software that allows you to edit pictures and produce graphic designs.

You cannot see studio pictures on WhatsApp status without Photoshop edit. Photographers use Photoshop to edit pictures of people to  make it look perfect.

It was shocking the first day I took a studio picture. The outcome was astonishing. I began to wonder if it was my picture. Learning Photoshop will give you a lot of good money in school.

You can add photography to your hustle to make even more money. Also, you learn graphic designing by making banners, logos, etc.

You are now reading: how to make money online in Nigeria as a student


Programming however is the number one soft skill in the world right now. It is a very high profit-making skill for students.

Every technology around the world follows the architecture of a programming language.

Knowing how to code or program is the gateway to making good lots of money in the virtual economy. Programing jobs are available online. It is however, the future.

The best part about programming is that you can work online. That is, you can work for a company in Australia while you are a student schooling in Nigeria.

Learning Programming

Learning programming requires diligence. You can even learn any programming by yourself online within the space of six months.

Learn coding on popular sites like, YouTube or take programming classes online.

Also, you can look for a student in your school that is good with a programming language. The individual will teach you the basics of coding.

List of Programming Language

Here is the list of programming languages you can learn as a student in Nigeria;

  • Python
  • HTML
  • C ++
  • PHP
  • JavaScript
  • C Language
  • SQL
  • Swift
  • Objective-C
  • Ruby
  • Pascal

Web Design

Web design/development is the skill of designing  websites for the internet.

You are now reading: how to make money online in Nigeria as a student

Every website on the internet has a design or architecture. It is the job and responsibility of a web designer to create the structure of a website.

As a web designer in school, you can start to create professional websites and blogs for people. Every business or blogger wants a fast-loading website with the best functionality.

For example, this blog has a good web design. It makes it easy for you to read the article.

Many students in school want to create a blog to earn money online. You can offer to build their blogs at a cheaper rate.

Also, you can source for jobs on freelancer websites like Upwork, Fiverr, etc.

Learning Web Design/Development

You can learn web design online or meet someone in your school with high skills in web development.

Learning web design requires that you know the necessary web development programs. It can take you about six (6) months to become a proficient web developer.

Here is the list of web development programs for web designers;

  • HTML
  • CSS
  • JavaScript

You must begin your journey of becoming a web developer by learning HTML.

HTML stands for Hyper Text Makeup Language.

CSS deals more with colours and adding extra functionality to a website.

CodeAcademy and W3School are the best places to get started with web designing.

Check out the Nairaland Programming section to interact with other Nigerian programmers.

Microsoft Excel Knowledge

Microsoft Excel is a program software for handling mathematical-related data analysis. You can solve mathematical problems using the Microsoft Excel program. Many students have the Excel program on their laptops without knowing its usefulness.

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Microsoft Excel is a powerful tool that solves complex programs in every organization. It is the Excel Program that calculates the salary of workers in a company. Also, final students hire people to do their statistical calculations using the Excel program.

To get started with learning Microsoft Excel. Install the program on your Laptop. You can then learn the program online on YouTube or get a tutor.

You are now reading: how to make money online in Nigeria as a student

Proficient Excel users can get jobs online on Freelancer sites like Upwork, etc.

APP Development

APP development is a high-paying skill for students in Nigeria. It involves the process of developing a mobile APP for Android and iPhones devices.

The Google Chrome browser you are using to read this post is an APP developed by an APP developer. You can make a lot of money as a student by developing an APP for clients in your school or on freelancer sites.

Also, as an APP developer, you can create and upload your APP on Playstore. Google will pay you when people download and use your APP on Playstore.

Learning APP Development

You can learn APP development by taking a course online at edX, Udacity, Udemy, etc. Learning APP development requires skill in the following programming software languages;

  • JAVA
  • Python
  • Swift
  • Dart
  • JavaScript
  • Kotlin
  • C ++
  • C#
  • PHP
  • Ruby
  • XML
  • OpenGL


Copywriting is a high-paying skill for students in higher institutions. You can earn a lot of money online by becoming a copywriter. Copywriting is all about promoting a product or service through content creation. It is the job of a copywriter to convince readers to buy a product or use a service.

You are now reading: how to make money online in Nigeria as a student

Many companies in the world use copywriters to drive in more sales to increase revenue. Copywriting requires that you have good writing skills. You can learn how to write by reading books and taking courses online.

Take lessons and read books on marketing and finance. It will help you to write compelling articles to make a sale. Here is the list of copywriting books for students in Nigeria;

  • Everybody Writes by Ann Handley
  • The Copywriter’s Handbook by Robert Bly
  • How to Write Copy That Sells by Ray Edward
  • Copywriting Secrets by Jim Edward
  • The Adweek Copywriting Handbook by Joseph Sugarman
  • The Boron Letters by Gary Halbert
  • Ogilvy On Advertising by David Ogilvy
  • Scientific Advertising by Claude Hopkins

Facebook ADS

Knowledge of running Facebook ADS is now a new way for students to make money online. Many companies have seized the profitable opportunity of running Facebook ads. You can learn how to create Facebook ADS online.

I bet you must have seen an advertisement while scrolling down on your Facebook app. A Facebook AD manager creates those ADS. Also, product companies are willing to pay you to manage their Facebook page. All you have to do is to put up engaging posts.

Open a Facebook Business Manager account to get started with Facebook ADS.

Content Creation

Content creation is the production of content in text or media format. It is one of the highest-paying skills in the world right now. Content is king in advertising, business, technology, etc.

As a Nigerian student, you can make money by working as a content creator.

You have to learn how to create inspiring text and media content. Learning animation will give you an edge as a content creator. You can also start by becoming an Instagram influencer or a Lifestyle blogger. Through this process, you will grow to become a content creator.

Content creation jobs are available online. All you have to do is to be good at creating unique content.

Affiliate Marketing

Affiliate marketing is the process of selling products to get a referral fee. The commission rate could be as high as five per cent. For example, if you convince a blog reader to buy a laptop from Jumia worth one hundred and fifty thousand. You can get a commission of about five to ten thousand nairas.

There are lots of people in the world who are living off affiliate marketing.

For me, I prefer that you start up a blog for your affiliate marketing project. You will make a lot of money if you build an audience on your blog about a particular topic. For example, It will be easy to sell baby stuff if the contents in your blog are about parenting.

Here is the list of affiliate marketing website programs for Nigerian students;

  • Jumia
  • Konga
  • Payporte
  • Amazon
  • eBay
  • Shopify
  • ShareASale
  • Clickbank
  • Awin
  • Etison
  • CJ Affiliate
  • JotForm

Become an Importer

Becoming an importer is one way to make money as a Nigerian student. Today, many students are into the importing business. They buy products from websites like Alibaba and sell them to students.

It is students that import the rechargeable hand fan and AirPods you see on campus.

You can start this business by first identifying what students in your school need. After which, you can import the items from international E-commerce websites. You must know the process of buying and clearing your items with Nigerian customs.

You are now reading: how to make money online in Nigeria as a student

You can as well use a clearing agent to clear your items at the port.

Importing Website for Nigerians

Here is a list of websites where you can import goods to sell in school;

  • Alibaba
  • Aliexpress
  • Amazon
  • eBay

Let me know in the comment box if you need more guidance to start an importing business in your school.

SEO/Google Analytics

SEO and Google analytics is a high-paying skills in the world of content creation. Every online platform today utilizes SEO and Google analytics. SEO stands for search engine optimization. It is the process of optimizing a website and its content for search engines like Google search.

The goal of every digital marketer is for their website to appear on the front page of Google search.

Achieving this takes a lot of work and analysis by an SEO expert. Many companies are willing to pay you to make their company appear on the first page of a Google search.

The best place to learn SEO is on the YouTube channel – Income School. Google analytics helps a Webmaster to understand the behaviour of visitors to their websites. It is a tool to get more website visits.

You can work to help Webmasters analyze the data in their Google analytics dashboard.


Cryptocurrency is digital money to make transactions online. There is no difference between physical cash and cryptocurrency. Many financial analysts predict that cryptocurrency is the future of the world economy. Cryptocurrency is now the wealth creation gold mine to make money.

It is more flexible than the conventional physical currency. Here is a list of cryptocurrency exchange blockchain platforms;

  • Bitcoin
  • Binance
  • Ethereum
  • Dogecoin

Go to YouTube to get more information on how to invest in cryptocurrency as a Nigerian student.

Sell an eBook

Selling eBooks online is a way to make money online as a student. An eBook is a softcopy material that serves the purpose of educating and guiding a reader on a topic.

For example, you can write an eBook on how to start snail farming in Nigeria. Nigerians who want to go into snail farming will buy your book.

The secret to making money by selling eBooks is to write on topics that solve the problem of people. Nobody would want to buy a book that is not helpful.

Writing an eBook can take a lot of time, but it will pay off in the end. Facebook is the best place to promote your eBook to make a sale.

You are now reading: how to make money online in Nigeria as a student

Video Editing

Video editing is the practice of editing videos for content creation. Many businesses in Nigeria prefer to use video for their advertisements. Animated videos are more engaging and bring in more leads.

You will earn a lot of money if you are proficient in video editing. Students who are into YouTube Vblogging will hire your service to edit videos. You can learn video editing on YouTube and install the editor software.

Video Editing Software

The following is the list of video editing software;

  • Adobe Premiere Pro
  • Blender
  • Lightworks
  • Filmora
  • Vegas Pro
  • OpenShot
  • HitFilm Express
  • Movie Maker 10
  • VideoPad
  • Flowblade
  • Shortcut
  • DaVinci Resolve
  • Corel VideoStudio
  • Vimeo Create
  • InVideo
  • iMovie

Best Students Apps for Learning

Here is the list of best Apps for learning for students in Nigeria;

  • YouTube
  • Coursera
  • Udemy
  • Medium
  • Udacity
  • Lynda (LinkedIn Learning)
  • Sololearn
  • Codeacademy
  • Alison
  • TED Talk
  • Duolingo
  • Code Avengers
  • CodeSchool
  • W3school
  • Khan Academy
  • Lumosity
  • Instagram
  • Memrise

Freelancer Websites for Students

Here is the list of freelancer websites for students in Nigeria;

  • Upwork
  • Fiverr
  • Guru
  • LinkedIn
  • Zeerk
  • Toptal
  • TaskRabbit
  • AngelList
  • Dribble
  • PeoplePerHour
  • Flexjobs
  • SimplyHired
  • 99designs
  • Aquent
  • Behance
  • DesignCrowd

Other ways to make money online


1. Sell on Etsy

Every online marketplace, from Etsy to Amazon, offers a shared set of advantages and disadvantages. The upside is that you get access to their network of shoppers—people regularly browse these sites when they need to buy something, so setting up shop lets you meet them there.

That said, since these channels can work in harmony with your own website, sometimes they’re a great place to begin. New online makers can use Etsy to grow brand awareness at first. We’ve seen many businesses successfully switch to Shopify, for example, after generating their first few sales on Etsy.

If you have an Etsy shop and don’t want to leave just yet, you can always run both stores simultaneously. Once you set up your Shopify store, use a free Shopify app like Etsy Marketplace Integration. You can easily sync inventories, manage orders, and make money online using both Shopify and Etsy.

Startup time: A few hours.

Effort to start: Easy, but it takes a lot of effort to maintain.

Time to first payment: Your funds will be available for deposit three days after a sale for the first 90 days. After that, they’ll be available for deposit the next business day.

What to know:

  • To post an item on Etsy, it costs 20¢/item every four months, until the item sells.
  • When you sell an item, Etsy charges a 5% transaction fee on top of your sale price (this is paid by the buyer) and a 3% + 25¢ payment processing fee per transaction (this is paid by the seller).
  • There are also possible pattern fees, conversion fees, and a variety of ad fees you might be charged, so make sure to read up and see if they apply to you.


  • Sellers must be at least 18 years of age to sell on Etsy. If they are between 13 and 18, they may use Etsy with the supervision of a parent or legal guardian. Children under the age of 13 are not allowed to sell on Etsy.
  • You must comply with Etsy’s guidelines for what items are acceptable to sell and how your items are represented.

2. Sell on Amazon

Amazon has become a marketplace that welcomes ecommerce entrepreneurs. It takes a few minutes to sign up for an account and a few more minutes to get a product listing live.

The platform has a massive audience, it’s a global marketplace, and it’s a go-to destination for product discovery and research. Listing optimization can help your products get found and unlock new opportunities. And Amazon’s in-app promotions can increase your brand’s visibility for highly targeted audiences.

Yet some ecommerce entrepreneurs question the long-term sustainability of selling on Amazon. While the marketplace is great for helping shoppers surface desired products, it’s challenging for sellers to get their business noticed. Amazon attracts many resellers of the same products you may offer.

Homesick went from not being on Amazon two years ago to becoming the number one scented candle company and the number two candle brand in the world. Amazon proved to be a good springboard for selling its products online.

Despite its success, Homesick used Shopify to build an online store as its home base. This gave the budding ecommerce business a place to showcase its brand, connect with its customers, and maintain control over its sales and promotions.

Startup time: A few hours, depending on how many products you’re listing.

Effort to start: Medium.

Time to first payment: 14 days after your first sale is delivered.

What to know:

  • You can only have one seller central account for each region you sell in, unless you have a legitimate business need to open a second account and all your accounts are in good standing.
  • Product detail pages do not belong to a single seller; they are for the specific product itself.
  • You must only ship products that you’ve included in the product detail page. Any additional items sent to the buyer is prohibited and may lead to the deactivation of your seller account.
  • You must confirm that you have shipped the product with Amazon in order to receive payment.


  • An Amazon account.
  • Must provide a product feed to Amazon or use its FBA program and send your products to an Amazon warehouse.
  • Must be at least 18 years old to create an Amazon seller account.

3. Sell digital products

Digital products carry some of the best margins of any product you can sell. The upfront costs of development can be high, but the variable costs of selling digital products is comparatively low. Once media or software is made, it isn’t very expensive to deliver to customers.

At its core, a digital product is an intangible asset you can sell repeatedly without restocking inventory. They often come in downloadable files such as a PDF, plug-in, or interactive document. These products have become such a good source of passive income that many top professional influencers, bloggers, or public icons release digital products like guides, ebooks, templates, research findings, plans, and tutorials.

Many creators make digital products to add another revenue stream to their main business, whether it be consulting, education, or memberships. You could build a presence on Twitter and LinkedIn or build an email subscriber list to promote your products and make sales.

Startup time: Varies, depending on how long it takes to create your digital product.

Effort to start: High initial effort to create the digital products you want to sell.

Time to first payment: It depends on the ecommerce platform you use, but platforms like Shopify take five business days to pay out.

What to know:

  • E-learning is becoming very popular as a digital product that people are investing in.
  • Digital products are scalable. There’s no limit to how many products you can sell. No inventory. No manufacturers. No shipping or logistics. Just market the products
  • An understanding of licensing laws, if you want to license your product or use licensed materials.


  • An online platform to sell your digital products.
  • You are now reading: how to make money online in Nigeria as a student

4. Sell media

Media is a wide-ranging term, but the best description available if you’re a creator in the market to sell music, videos, digital art, paid newsletters, magazines, or podcasts. Media seems closely related to digital products, but the difference with media is that it tends to be geared toward creative ventures—for example, a writer starting a paid newsletter subscription or an artist learning how to sell art online.

The best part about selling media is that, a lot of the time, it’s a way for people to express themselves online. Artists and creators who didn’t have access to networks, galleries, or PR in the past can now build a brand, grow a following, and make money online doing something they love.

Startup time: Varies depending on how long it takes to create your piece of media.

Effort to start: High.

Time to first payment: Varies depending on the ecommerce platform you use to sell your media.

What to know:

  • Licensing laws, if you want to license your work or use licensed work in your pieces.


  • An online platform to sell your media.

5. Start Blogging

You’ve probably read a business blog at some point in your life. Businesses use blogging to share knowledge and insights, build an audience, and get more leads and sales. Blogging has endless benefits, such as building thought leadership in an industry and improving search engine visibility for a brand.

Blogging to make money online has grown beyond big businesses and side hustles. Anyone can now build an audience by putting out great content and make a lot of money from their blog. Bloggers also tend to take a personal approach that resonates with an intended audience versus getting information from a company blog.

People start blogs for many reasons, some being:

  • An outlet to share their thoughts, passions, or life experiences
  • A platform to educate readers on a topic they know about
  • An avenue to sell products or services
  • A space to build a personal brand

While blogging is a low-investment business idea, it can take time to pay off. Chances are, you won’t find yourself on page one of Google’s search results overnight. But with the right niche and determination, you’ll be well on your way to making money online through your blog.

Startup time: A few hours.

Effort to start: Medium to start, but it will take a lot of effort to maintain.

Time to first payment: Varies depending on how you are monetizing your blog

What to know:

  • It may take a lot of trial, error, and time for you to begin to see the monetization you want.
  • You’ll want to learn SEO and how to monetize a blog.


  • A blog.
  • An interest you want to write about.

6. Affiliate marketing

So, how do you make money affiliate marketing? Essentially, publishers or individuals can apply for affiliate programs, wherever they’re available, in order to be added as an official affiliate. Once you’re accepted, you’ll receive a way to share an affiliate link to the product or service you’re interested in promoting. (Don’t forget to add a disclaimer!)

When someone buys the product after clicking your link, you’ll receive credit for the referral, along with a commission. The commission amount depends on the affiliate program and the product being sold—commodity items on won’t pay out much, but referring a high-ticket account may pay out hundreds or even thousands of dollars.

Because affiliate marketing works best when you help a visitor understand why a certain product may be the right one for them, you’ll typically notice it deployed on content-focused websites. Search engine optimization also plays an important role here, and you’ll see everyone from homegrown sites to massive, globally known publications competing for terms like “best gaming laptops 2022.”

Startup time: A few hours.

Effort to start: Medium.

Time to first payment: Varies, depending on how successful your affiliate marketing campaigns are.

What to know:

  • Growth in affiliate marketing can be sporadic in the beginning, but if you stick with it and refine your strategies, it can become a great source of passive income.
  • Building trust with your audience is the most important thing to cultivate with affiliate marketing.
  • Disclaimers are required by the FTC and most reputable affiliate programs.


  • A website or social media presence where you can promote products as an affiliate.
  • Traffic to your website or a social media following.

7. Create online courses and workshops

There’s a reason online courses have a pretty broad appeal. Once a course is created, it accrues all of the benefits of any digital product: the costs to deliver the product to more customers is essentially zero, with the exception of hosting.

Compare that to the need to maintain inventory that all physical product businesses face and you’ll find yourself dealing with fewer product-related headaches as you scale.

The appetite for digital courses and continuing education is there, too. That’s why sites like Udemy and Skillshare thrive. Your biggest hurdle is actually the web itself, where there are thousands of wonderful resources available for free. And content on every topic is getting better by the day.

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Remember, though, that while there are countless topics to create content about, there are far fewer topics that people are willing to pay for. Usually, the bestselling courses teach people a valuable skill that helps them progress at their job or get deeper enjoyment out of a beloved hobby.

Startup time: Varies, depending on course, but anywhere between 25 and 100 hours.

Effort to start: Very high.

Time to first payment: Varies, depending on your course’s payment structure.

What to know:

  • Feedback is your friend. After you’ve sold your first round of courses, don’t be afraid to tweak it and improve it based on customer responses.
  • Live elements, like a live Q&A or a live webinar, will raise the value of your course and make it stand out.
  • Creating an online course takes a lot of time and energy, but once you’ve created the course, it will become a source of passive income for you.


  • A way to record audio and video and edit segments together for recorded lectures.

 8. Start a YouTube channel

Ever thought of becoming a YouTube star? Micro-celebrities like 10-year-old Ryan Kaji are making more than $29 million per year on YouTube selling toys. Another top earner on YouTube is David Dobrik, who makes about $15.5 million entertaining his audience with comical videos.

Create a YouTube channel around one niche. This will help you build a loyal audience that repeatedly tunes in to your channel, giving you more opportunities to make money online. You could offer tutorials, review products, keep up with celebrity news—whatever you think will keep your audience interested.

The key to a successful YouTube channel is to entertain or educate with your content. Once you’ve reached 1,000 subscribers, you can make money running YouTube ads on your channel. Beyond advertising revenue, you can also offer paid product placement to big brands, sell products, or become an affiliate to make money on YouTube.

Startup time: A few hours.

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Effort to start: High.

Time to first payment: Once you’ve reached 1,000 subscribers.

What to know:

  • You can create a high-paying YouTube channel with the right niche.
  • The key to a successful YouTube channel is entertaining or educating with your content.
  • You can use your channel to become an affiliate.
  • You need at least 1,000 subscribers to start earning money.


  • A way to record video and audio, and a way to cut your video together.
  • Creators between the ages of 13 and 17 need parental permission to start a YouTube channel.

9. Become an influencer

Influencers are a popular marketing channel for brands big and small, with 68% of US marketers at companies with more than 100 employees working with them in 2021. If others can become influencers, so can you.

To become an influencer, you’ll need an engaged following. Influencers today don’t need to have millions of followers. There are opportunities to become a nano-influencer or micro-influencer, which are accounts with up to 10,000 and 50,000 followers, respectively.

The two biggest platforms for this are YouTube and Instagram. Some of the most popular influencers found fame through these platforms like Lele Pons and pewdiepie. Check out our article on how to grow your Instagram following to build a big audience.

Once you have a following, you can make money several ways as an influencer:

  • Charge for sponsored posts
  • Speak at conferences
  • Sell products in your online store
  • Become an affiliate
  • Sell ads
  • Become a brand ambassador
  • Write a book

Startup time: Varies, but generally, about three to four months.

Effort to start: High.

Time to first payment: Varies, depending on how you are monetizing your influencer status.

What to know:

  • The number of followers you have isn’t as important as the number of engaged followers.
  • TikTok is the hottest social media platform attracting influencers.
  • Use multiple avenues to monetize your influencer status.


  • Knowledge of how to engage and build trust with your audience.
  • A particular niche.

10. Write ebooks

Got a story inside you just waiting to be released? It’s time for you to write that ebook. With Amazon Direct Publishing, it’s easy to publish an ebook. You just need to write the content, format it, create a cover, then publish and promote it online.

Use a keyword research tool to find trending topics people search for. You can use this information to inspire your book’s narrative, if you get stuck. Not the best writer? That’s OK. Hire a ghostwriter to work on the book with you. They’ll help you get your words onto the digital page. Then you can work with a designer to create the cover and a freelancer to format the ebook, if you need help.

To sell your ebook, market it a few different ways. Run a giveaway and offer it for free for a few days. The more traffic that comes to your page, the higher you can rank in search results. This can lead to more reviews, which can also boost your book’s visibility and earn more sales.

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Engage in social media communities around the topic you plan to write about. For example, if you want to write a recipe book, you could get involved with food and culinary communities on Facebook and in real life. Once your book is published, you’ll have a strong community of folks who might buy it from you.

Startup time: Varies by book, but could take upward of two years.

Effort to start: Hard.

Time to first payment: Amazon takes 60 days after end-of-month sales.

What to know:

  • Market your book in several ways to drive traffic to your website and get your book ranked higher in search results.
  • Social media is your friend when it comes to marketing your book. Take advantage of the different platforms to gain a following.


  • A way to get your book published. Amazon Direct Publishing is perfect for this.

11. Look for side gigs

Side gigs are the classic way to earn money online while keeping a full-time job. It’s not for the long run, but you can earn cash online with near zero startup costs.

Similar to freelancing, you can use platforms like Fiverr to create gigs. If you have administrative skills, you can sell side gigs on Fiverr for a low price. Top Fiverr users typically have multiple gigs available, which helps you get found on the platform more easily.

Startup time: A few hours.

Effort to start: Medium.

Time to first payment: Varies depending on the freelance marketplace you use. TaskRabbit takes about three to five days for the payment to hit your bank account after the task is finished.

What to know:

  • Some side gig marketplaces require an upfront fee to sign up, so read the fine print carefully.
  • Review the side gig marketplace’s payment schedule to make sure it works for you.


  • A computer or mobile device.
  • An internet connection.

12. Do translation work

Speak multiple languages and want to make money online? Test your skills at translation work. The top five language pairs for business are:

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  • English —> Spanish
  • English —> Chinese
  • English —> French
  • English —> German
  • English —> Russian

If you’re fluent or have working knowledge of these pairs, translation work may be a fitting gig for you to try. You’ll need to prove you can translate between the two languages, so create samples before you start applying for jobs. These samples should be around the types of text you want to translate. For example, if you want to translate blogs, fill your portfolio with relevant articles from top media publishers on the web.

There are many places to apply for translation work online:

Startup time: A few hours.

Effort to start: Medium.

Time to first payment: Varies, depending on the freelance marketplace.

What to know:

  • You will need to prove your fluency level before being approved to list yourself as a translator for any reputable freelance marketplace.
  • If translation is something you plan on doing for a long time, remember to continue studying the language(s) you’re translating now in order to stay up-to-date with the language’s slang and esoteric terminologies.


  • A way to receive items to be translated and a way to upload them to your client.

13. Livestream on Twitch

Livestreaming becomes more and more popular each year, with viewership increasing 49% in 2021 from the year prior.

Many platforms now offer native livestreaming, including YouTube and Instagram. Yet the most popular platform is Twitch, which has evolved from gaming to other types of content, such as adventures and arts and crafts. If you can go live regularly, you’ll build a strong audience on Twitch.

To make money online from streaming, you’ll need a consistent channel. Are you going to be funny or educational? Are you streaming your biking trips or World of Warcraft? Set expectations for viewers so they know exactly what they’ll see when tuning into your livestream. Engage with viewers in Twitch’s live chat. This will help you build a niche following.

You can monetize your Twitch channel a handful of ways:

  • Selling products
  • Brand sponsorships
  • Fan donations
  • Subscriptions
  • Twitch ads

Startup time: A few hours.

Effort to start: High.

Time to first payment: Varies, depending on streaming service, but Twitch pays out 15 days after that month’s end.

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What to know:

  • Consistency is key to building a following. Try to regularly broadcast at the same time/day.
  • You can monetize your Twitch channel in many ways.


  • A camera.
  • A microphone.
  • Livestreaming software.
  • Twitch is recommended for ages 15+.

14. Take online surveys

A tried-and-true way to earn money online is through completing online surveys. The payouts won’t turn you into an overnight millionaire, but you can earn some pocket cash. Some survey sites like Swagbucks will give you points, which you can redeem for cash back or rewards. You can also earn points for playing games, browsing the web, or watching videos.

The best sites to take online surveys include:

Startup time: Less than an hour.

Effort to start: High.

Time to first payment: Varies by survey service.

What to know:

  • How your survey sites pay you out (gift cards, PayPal, etc.) and make sure it works for you.
  • Most survey sites require a minimum balance before they pay out your earnings.


  • Your time.
  • Online survey sites have age requirements.

15. Sell photos online

The web is a beautiful place for photographers. Whether you’re shooting on the newest iPhone or the latest Canon DSLR, you can sell photos online as a photographer.

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You can sell prints of your most popular photos through your online store, so you don’t pay fees or commissions to outside platforms. But that’s only one stream of income. You can also partner with a service like Printful to put your photos on products like clothes, phone cases, pillows, and more. You don’t have to pay anything to Printful until your product sells.

You can also sell your photos to online stock photo sites like Alamy or 500px. If you’re brand new, you can submit certain photos for free to sites like Burst, where millions of people find stock photos for their projects. This helps build awareness for your brand and talent, which can lead to future sales.

Startup time: A few weeks.

Effort to start: High.

Time to first payment: Varies, depending on where you sell your photos.

What to know:

  • Building awareness of your brand—even if you have to do it for free—will be worth it in the long run.
  • Many photo marketplaces only charge you a percentage of your sales. You can also build an online store and sell your prints there.


  • A camera.
  • Photo-editing software.

16. Become a social media consultant

Another trend for making money online is becoming a social media consultant. Successful creators on platforms like TikTok and Instagram offer their skills for sale.

As a social media consultant, brands will contact you to brainstorm creative ideas, develop a content strategy, produce videos, and more. It’s a smart money-making opportunity for digital nomads because you can run the business from a smartphone.

Your goal will be to grow a brand’s awareness and audience. You’ll need to know how to create viral videos and manage a community.

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Startup time: Varies, depending on experience and current following, but could take months to years.

Effort to start: High.

Time to first payment: Varies, depending on how you structured payment for your services.

What to know:

  • Choose a platform to focus on, like Instagram or TikTok. Become an expert on it.
  • Build your own social following first and use it as a portfolio to land new gigs.
  • Networking is a big part of social media marketing. Be ready to put yourself out there and make friends.


  • Experience creating a successful social media presence that makes money.
  • You’ll want to choose a niche area to focus on, like beauty or cars. This can help you find the right clients.

17. Start a podcast

Podcasts continue to get more popular each year. Recent research shows that podcast listener numbers were up in 2021 by 10.1% compared to the previous year, with 117.8 million people tuning in monthly for an episode.

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If you know the value of content for your brand, then you already know the value of podcasting. It allows you to reach new audiences you might not find through long-form content via people who prefer audio.

You don’t need to be a technical person, and it doesn’t take much money to start. Best of all, you don’t need to be a popular blogger or influencer to become a successful podcaster.

As you build your following, there are different ways to monetize your podcast:

  • Sponsorship deals
  • Affiliate partnerships
  • Premium content offerings
  • Donations
  • Advertising networks
  • Selling merchandise
  • Hosting live events

Startup time: Average nine to 14 hours per episode.

Effort to start: High.

Time to first payment: Varies, depending on how you are monetizing your podcast.

What to know:

  • There are many ways to make money through your podcast. Use several to optimize the monetization.
  • It may take a while before your podcast starts making money. Pay attention to feedback, make adjustments, and be patient.


  • Microphone.
  • Audio recording equipment.
  • A place where listeners can stream your podcast, like Spotify, Stitcher, or Apple Music.

18. Become a transcriber

Looking for a career where you can make $25 an hour working online? A transcriptionist could be the role for you. Transcribers are in demand for companies needing interviews, podcasts, and other audio transcribed. You can lock in a part-time role with a company or work on a freelance basis with multiple companies on specific projects.

To succeed as a transcriber, you’ll want to strengthen your typing and grammar skills. Your work needs to be error-free and done on time. Practice transcribing short audio files so you’re ready to apply to gigs with transcription companies. Create a transcription-focused website and CV.

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Dedicate time to practicing transcription before you go out applying for jobs. Once you build your skills and know what companies need, you can land more jobs and earn more money.

Startup time: A few hours.

Effort to start: Medium.

Time to first payment: Varies, depending on payment structure agreed to with clients.

What to know:

  • You don’t need any official transcription certificates or degrees to become a transcriptionist, but if you complete a transcription course, it does give you a little extra credibility with clients.


  • Transcription software.
  • A way to receive audio to be transcribed and a way to send the transcription back to your clients.

19. Review apps, websites, and software

Got an eye for good user experience? UserTesting will pay you $10 to give other companies feedback on their apps and websites. It’s a quick way to make money online. All you have to do is answer some questions as you browse the website or app through a video. Each video is about 20 minutes long, so if you complete three in an hour, you can make $30.

The one challenge is competition. You’ll receive an email when a project goes live, but you have to act fast or someone else will take it.

Top user review sites you can sign up for include:

Startup time: A few hours.

Effort to start: High.

Time to first payment: Varies, depending on which user testing site you sign up with.

What to know:

  • The really profitable jobs go quickly, so when you see one, snatch it up as soon as you can.


  • Internet access.

20. Narrate audiobooks

Love audiobooks and reading aloud? Or maybe you have the voice of Samuel L. Jackson and want to share it with the world. Either way, put that marvelous voice to good use by becoming an audiobook narrator. It’s a fun gig because you’re not just reading words from a book, but bringing a story to life for listeners.

Audiobook narrators often work as freelancers. Organization, professionalism, and meeting deadlines are key skills for this line of work. Audiobook narrators often have additional skills like:

  • Background in acting
  • Ability to use different voices, accents, and dialects
  • Persistence

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Becoming an audiobook narrator may not make you money overnight, but it’s a dream job for those passionate about it. To start, volunteer to read as a public service. This will build your narrating skills and portfolio, plus do some good for someone—a win-win.

Networking is key to narration. Consider joining the Audio Publishers Association to meet other narrators and potential work contacts.

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Create a website and set up your social media profiles to showcase your talents. Post samples of your narration and make them easily accessible on your website. When recruiters or companies come looking for you, they want to know you’re the right voice before reaching out.

Lastly, try applying for jobs through audiobook-specific marketplaces like:

Startup time: Many hours.

Effort to start: Medium to hard.

Time to first payment: Varies by marketplaces.

What to know:

  • Networking is essential, so join meetups, audiobook networking events, and social media to get your name out there.
  • Create a website or find a way to post samples of your narrations in a centralized place so you can refer possible clients there.


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  • Ability to meet deadlines.
  • Professionalism.
  • Organization.

21. Become an Airbnb Host

Put that extra room to good use by renting it out on Airbnb. Just look at Sasha Im: She rented out her spare room in Seattle from 2016 to 2019 and made an extra $16,000/year.

Becoming an Airbnb host is easy. First go to the Airbnb host page and follow the prompts to publish a new listing. When creating your listing, make sure to:

  • Include accurate and eye-catching photos that capture your space in the best light.
  • Be aware of all the fees and taxes that might apply to short-term rentals.
  • Make your price competitive with your area.
  • Establish a clear cancellation policy.

It will take 72 hours for your listing to go live after you publish it. When you start accepting bookings, be super communicative with potential and current renters. That’s the best way to avoid scams and any misunderstandings that may pop up.

Startup time: Your listing will appear in the search results 72 hours after you publish your listing.

Effort to start: Medium to high.

Time to first payment: Airbnb will send your payout 24 hours after your guest checks in.

What to know:

  • Local laws, restrictions, and regulations for your area when it comes to short-term rentals (state, local, HOA, etc.).
  • Any area transient occupancy taxes.


  • Necessary certificates and/or permits required by your area to rent out your space on a short-term basis.
  • An Airbnb account.
  • A room or dwelling that you have the legal rights to rent out.

22. Buy and sell domain names

Whether you’re a major retailer or a small business, choosing a memorable and eye-catching domain name for your website is a crucial part of making your business a success. In 2021, there were more than 1.8 billion websites in the world and every single one of those websites needed a domain name.

Much like comic books or cryptocurrency, you can buy and sell domain names for a profit. If you go to domain-buying websites like Namecheap, GoDaddy, and Hover, you can buy as many domains as you want. But the trick is finding the domain names that are valuable.

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There have been domains that have sold for nine figures—like, which sold for $872 million—but those are few and far between. The name of the game in flipping domain names is to buy a number of promising domains and sell them for a modest profit.

Don’t be surprised if you have to sit on your domains for months, if not years. But with minimal effort, you can make extra money and comfortably work from home.

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Startup time: Less than an hour.

Effort to start: Minimal.

Time to first payment: Varies, depending on form of payment accepted. Usually three to five business days.

What to know:

  • Buying and selling domain names is not a way to make fast money. Many times, you have to sit on a domain for months or even years.
  • Be wary of depending solely on the price domain appraisers set for your domain names, as they have a tendency to set their valuations on the higher end.
  • Laws on trademarked names.


  • An internet connection.
  • A way to accept payment.

23. Invest in real estate

There are a lot of ways to invest in real estate, and it can be very confusing. But apps and websites have simplified the process for you.

Apps like Fundrise offer investors the ability to invest in a portfolio of properties along with other users. This allows people with limited funds to invest in projects that they might otherwise not be able to on their own and begin to make their money work for them.

You can also invest from the comfort of your keyboard, while Fundrise takes care of all the logistical and legal matters for you.

Just be warned: even through an app, real estate investment requires time. Most properties take at least five to 10 years before you’ll see a return on your investment. This is a long-term investment that can become passive income for you in the future, but make sure you can live without your initially invested funds.

Startup time: As little as a few minutes.

Effort to start: Varies, depending on the method of investment.

Time to first payment: Varies, depending on the method of investment. Fundrise requires a minimum five-year investment. If you pull out early, you could incur penalties.

What to know:

  • This is a long-term investment. Expect to not see any dividends for at least five to 10 years.
  • Research the apps you’re going to use to find ones that work better with your investment plans.


  • Many of these apps have a minimum investment requirement. It can be as low as $10 and as high as $10,000.

24. Invest in the metaverse

The metaverse is a virtual world where users can interact and do things they do in real life, but in virtual reality. For example, in the metaverse, you can do things like:

  • Buy, sell, and rent out digital property
  • Get a job
  • Advertise for a business
  • Create experiences
  • Open a business or store

The way you can participate in the metaverse is by joining a metaverse project like Axie Infinity or The Sandbox. You participate by investing in that project’s cryptocurrency. For example, Axie Infinity uses AXS, and The Sandbox uses SAND (i.e., PayPal and credit cards are useless in the metaverse).

Be forewarned: Metaverse projects are tied to cryptocurrency, so there’s the potential for high returns in a short amount of time, but along with that, there is also high risk.

Startup time: A few hours.

Effort to start: Easy to medium.

Time to first payment: As soon as you want to transfer funds you make in the metaverse into real-world currency.

What to know:

  • The metaverse can be a high-risk investment, but there is also potential for high returns if you can get in on the ground floor of a burgeoning metaverse project that ends up being popular.


  • A computer and an internet connection.
  • Knowledge of how cryptocurrency and the metaverse works.

25. Become an online tutor

During the pandemic, education turned virtual. Schools and universities switched to entirely online classes, and the tutoring business was no different. In 2022, the online tutoring business is expected to reach $1.5 billion in the US alone.

If you enjoy seeing that light turn on in people’s eyes when they finally grasp a concept, this is a good option for you. You get to decide which subjects you feel comfortable helping others with and set your own hours and rates.

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On top of that, you can freelance as a tutor more easily than ever. With sites like TutorMe and Fiverr, you can easily find students who need your help.

Startup time: A few hours.

Effort to start: Minimal.

Time to first payment: Varies, depending on the site you use to get your clients. Fiverr can pay you out in as quickly as two hours.

What to know:

  • Most freelance sites require some sort of proof that you know the subject matter you are wanting to tutor. It’s usually in the form of a test or proof of certification or diploma.
  • Most freelance sites also charge a transactional fee to withdraw your payments. Fiverr charges $1, or $3 if you want the transfer to go through within two hours.


  • Knowledge of subject matter you want to tutor.
  • Computer and internet connection.
  • Necessary licenses or diplomas required by the freelance site you’re using.

How to make money fast in 2022

The opportunities to make money online fast, sometimes passive, are only becoming more abundant. You could pick up freelance jobs, start a dropshipping store, create your own products, or promote other people’s products on a blog. It simply takes a little know-how and hard work to make it happen.

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