how to make money online in Nigeria

how to make money online in Nigeria


One of the best things you can do as a Nigerian is to know how to make money online in Nigeria. Without doubt, one of the most reliable methods to live and feel comfortable in Nigeria’s current unfavorable economic climate is to make money online.

In addition to having to rely largely on the ever depreciating Nigerian Naira, you also have a good chance to earn money in dollars while in Nigeria.

Everybody and everyone can sell their skills and services for money on the global online market. And what exactly is this? It is accessible to everyone in the world, including Nigerians.

Although being familiar with the words “make money online” countless times, many Nigerians absolutely  have no idea on how to actually accomplish it. a lot of individuals mistake it for web fraud schemes like Ponzi schemes and of coz, the very popular “Yahoo, Yahoo.”

The good news is that changing the narrative by launching a super reliable online business is very much possible. And that is what this article aims to achieve. This post will provide you with top  safe, dependable, and efficient ways on how to make money online in Nigeria.

We’ve discussed 12 ways to make money using your phone and 6 proven possible ways to make money on YouTube  to help you on how to make money in specific niches, this article however is a comprehensive post on how to make money online either as a side hustle or main business. if this is what you want, then this article is for you.

In this article, we’ll highlight and explain some of the best ways you can make money online.

These are sure ways for anyone: whether you’re a student, full-time employee or in-between jobs— you can do them from anywhere you are, mostly on your own private or personal time.

However, To make choosing the best ways to make money online easier, we’ll look at several key factors:

  • Business type: whether the idea is product based, service based or even driven by an audience.
  • Effort: how much time, skill, or experience you’ll be needing to put into the idea.
  • Leverage: how well positioned you are to turn the idea into a money-making machine that increases in value everyday without needing your direct attention. A high-leverage idea isn’t a 1:1 trade of time for money.
  • Startup costs: the upfront budget you’ll be needing to launch the idea.
  • Profit potential: how much profit you can expect to make from your special idea per year

how to make money online in Nigeria

  1. Sell stuff online
  2. Start print on demand
  3. Start freelancing
  4. Start a dropshipping business
  5. Create custom products to sell online
  6.  Blogging
  7.  Affiliate Marketing
  8.  Cryptocurrency Trading
  9.  Gift Card Swapping
  10.  e-Commerce
  11.  Create & Sell Digital Products
  12.  Youtube Videos
  13.  Social Media Marketing
  14. Online survey and feedbacks
  15. complete online tasks
  16. online proofreading
  17. give feedback on products
  18. online transcription work

1. Sell stuff online

One of the very best money-making ideas for quick cash out is selling stuff online. For example, you can sell stuffs like clothes, furniture, and handbags from your own home, or you can even buy and resell higher-value items like laptops, TVs, and even phones. You can buy these products online through popular and good sites like AliExpress or even from local garage sale and thrift stores—a great way to make money fast and earn extra cash.

you should also try to sell your products on multiple platforms and marketplaces instead of just one. The more places your products go live, the more likely people will be to find them. There are hundreds and thousands of online selling sites, all with their own niches and commission fees. A good few example include:

  • eBay
  • Facebook Marketplace
  • VarageSale
  • Mercado Libre
  • Your own online store

If you enjoy this process or find it interesting, you can start a legitimate reseller business and sell anything from vintage clothing to expensive refurbished electronics.

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Startup time: A few hours.

Effort to start: Medium.

Time to first payment: Varies, depending on the marketplace in which you’re selling your products on.

What you should know:

  • The more places your products are listed or available to buy, the more likely people are to find them.
  • There are hundreds of online selling sites with their own special dedicated niches.
  • Each marketplace has its own very rules and fees. Make sure you understand them perfectly before you sign up for a marketplace.


  • Products to sell.
  • You may need to create an account and get verified to sell in a marketplace.

2. Print on demand

Print on demand allows sellers to customize white label products especially clothing and mock-up items with their own designs and sell them only after a customer buys, eliminating the need to hold inventory (which is what makes it a subset of dropshipping). When a potential customer places an order, a print-on-demand company will add your design to the product, fulfill the order, and ship / deliver it to the customer.

The most significant and effective advantage print on demand offers over dropshipping is that you control the aesthetic of your products—a key differentiator for product categories where the design is the distinguisher, like the t-shirts or fan.

When it comes to making good money online, you can also use print-on-demand services to:

  • Test online business ideas or new products lines without the risk of buying any sort of inventory.
  • Monetize an audience you’ve already built, whether it’s on YouTube, social media, or even a personal blog.
  • Offer diverse products by selling t-shirts, books, shoes, bags, mugs, phone cases, laptop skins, wall art, and many more.
  • Sell photos online by placing your perfect snapped images on physical products to sell to your fans.

Overall, print on demand lets you create good customized products quickly and effortlessly. You don’t have to worry about shipping or fulfillment—it’s taken care of by your immediate suppliers. And since you have no inventory to worry about, it’s a very low-risk, low-investment way to make massive money online.

Startup time: A few hours to set up an ecommerce platform, then however long it takes you to create your designs.

Effort to start: Very easy with little ecommerce knowledge.

Time to first payment: It depends on when you get your first sale and which ecommerce platform you decide to use.

What you should know:

  • You can set up accounts with ecommerce platforms like Shopify and others that have the logistics included in their services.
  • Payments will vary depending on how much you sell and your profit margins.
  • Pay period using Shopify Payments is five days, plus the number of days remaining until your payout day.


  • Most ecommerce platforms if not all require that you’re at least 18 years of age. If you’re under the age of 18, your parents can start one on your behalf.
  • Requirements vary by state and country, but you will need to have licenses or permits to sell anything online.

3. Start freelancing

Another very simple option for Nigerians to earn money online is through freelancing. You can work as a freelancer and offer digital services online to clients all around the world.

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Fantastic digital abilities are necessary for a successful freelance business. Freelancing sites like Upwork, Fiverr, and LinkedIn can use your digital abilities if you need to hone the trade.

An increasingly popular home business idea is offering freelance services to different clients online. Freelance writing, graphic design, data entry, digital marketing—almost every role an online business would want to hire for is viable as a freelance service. I’ve however, worked with writers, illustrators, and designers for years, most of whom make their full-time living freelancing, not just doing it in their spare time.

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Almost all of these services are best positioned towards the business clients, for reasons similar to why business software is also an attractive product: business clients are willing to spend and spend. What most freelancers quickly learn is they have more leverage over the price they can charge when they position their work as outcomes instead of deliverables.

Putting it in another way, a lot of  businesses hire freelance writers to create content that drives traffic and and turns traffic to leads, not just for wordsmithing. Sell clients on the outcome and also prove it, where possible, through good customer evidence like case studies and of coz testimonials.

The last thing to consider for these businesses is that they are/ operate on a direct trade of time for money. You can make good money with a small selection of quality high-paying clients, but the moment you stop working, the cash flow dries up like ice in front of sun. You may be able to turn a freelance business into more of an agency stuff, where hired help handles some client work.

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Startup time: Varies and depending on service.

Effort to start: Medium.

Time to first payment: Varies.

You are now reading: how to make money online in Nigeria

What to know:

  • Collect customer evidence cases, studies, and testimonials to help you in getting/ landing your next job.
  • Freelancing operates as a direct money-for-time trade, so you may eventually want to grow your business model into one with a standalone asset.
  • Sell clients on the outcome you can achieve, then make prove of it.
  • Know your worth. You have the absolute power to set your pricing.


  • Ability to talk to clients and meet to stated deadlines.
  • An internet connection and laptop.
  • You’ll need to be at least 18 years old to work on popular and good freelance marketplaces.

4. Start a dropshipping business

Think selling without a product, think dropshipping—startup costs are low and it’s an increasingly popular yet effective way  to make money online for beginners and pros alike. Dropshipping however,  is a business model where you don’t keep the products you sell in stock. Instead, when a customer buys something from you or your store, a third party fulfills and ships the order for you. its a kind of thing you know as selling for others with your name.

Dropshipping is also comparable to e-commerce in a number of ways. The sole distinction is the absence of product inventories in dropshipping. No need to have the product in hand.

Look for good clients who have already partnered with drop shippers for their items. Additionally, when consumers order a certain item, they pay for it as if they were the product’s original seller.

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From there, you can even use the money to purchase the item from the original vendor and provide the vendor with your delivery information.

Let’s use a very easy-to-understand scenario and pretend I own an internet retail store. You offer goods to customers as a drop shipper, and when they make a purchase, you email me the shipping information.

Dropshippers can cash in on the latest trends and sell good trending products, or there are many steady product categories that offer similar opportunities to do very well.

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Startup time: A few hours.

Effort to start: Very easy with little ecommerce knowledge.

Time to first payment: Two weeks to one month, on average.


  • You must be at least 18 years or older to start a store. If you’re under the age of 18, your parents can start one on your behalf.
  • Requirements vary by state, but you need to have licenses or permits to sell online.

5. Create custom products

While the options above comes bundled with the convenience of not holding on to any expensive inventory whatsoever, they also come with little limitations—mainly that you don’t have full control over the product you’re selling.

And when you think of most direct-to-consumer brands, this is what comes to mind: original products that make meaningful improvements or add interestingly good details to well-known items. Personally, I’ve purchased many products, but I’d never seen anything like the one made by Divine until it reached my doorstep.

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Making products by hand is popular among jewelry brands, fashion brands, and even home décor brands. It gives you absolute  full control over the product development and quality of your items.

The only drawbacks are:

  • It can be time consuming
  • It’s difficult to scale

The costs associated with making products by hand include the cost you get from materials, storing your finished products, and labor.

Startup time: A few hours to set up your ecommerce platform, followed by however long it takes to create your custom products.

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Effort to start: Medium, but it takes a lot of effort to maintain.

Time to first payment: The pay period using Shopify Payments is five days, plus the number of days remaining until your payout day.

You are now reading: how to make money online in Nigeria

What to know:

  • Sellers must collect the state tax where their item is delivered to.
  • Make sure to factor in your packaging costs when pricing your items.


  • Most ecommerce platforms require that you’re at least 18 years of age. If you’re under the age of 18, your parents can start one on your behalf.

6. Blogging

One of the most alluring and effective ways to earn money online in Nigeria is blogging. It is adaptable, affordable, and entirely very legal. Your primary responsibility as a blogger is to produce good articles and news that you then post on your website for others to read. From there, you can profit from the users and companies who place advertisements on your website.

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On blogs, thousands of Nigerians make millions of Naira each month and every year. You will also want to concur that in the current economic context and state, few businesses or jobs can earn so much money. And that’s just one benefit of conducting business online in Nigeria.

7. Affiliate Marketing

how to make money online in Nigeria
how to make money online in Nigeria

In our very own country Nigeria, affiliate marketing has been very popular for a while. However, many Nigerians are still ignorant of it or unsure of how to handle it like a pro, that is why we have made this post on Affiliate marketing in Nigeria – Everything you need to know to show you what affiliate marketing is all about and how to scale effectively.

Affiliate marketing is mostly concerned with assisting another person in promoting their goods in exchange for a commission or fixed price. In Nigeria, there are many affiliate marketing initiatives, these includes the Expertnaire Affiliate Marketing, the Amazon Affiliate Marketing and the Jumia Affiliate Program.

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8. Cryptocurrency Trading

Every day, thousands and millions of people all over the world are making money online with the different cryptocurrencies in Nigeria. While you hear about people who trade crypto to create life-changing profits and increase their standard of living, having a great and good enough understanding of how to also profit from cryptocurrencies remains a big challenge.

One of the most well-known ways to use cryptocurrencies to build riches is the crypto trading scheme. And it is very possible to buy and sell futures or spot commodities.

Cryptocurrency trading entails or denotes buying and selling a crypto coin that fluctuates sharply throughout by purchasing when the charge is declining and selling them out when the charge is increasing.

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When buying and selling bitcoin, the dealer should buy when the price is falling and sell when the price is increased or increasing. Here, the trader is heavily speculating on both directions of the market, and if it takes the other turn, they could lose their investment. Once you’ve signed up with the best app to sell bitcoin in Nigeria, selling your BTC will never be a problem for you.

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This is the most well-known way to use cryptocurrency to make good and legit money. The majority of cryptocurrencies increase in value by enormous amounts over the course of many years, making the long-term investment strategy of buying to hold the preferable choice for all types of traders, whether or not they are experienced.

9. Gift Card Swapping

Online gift card swappers can be found on a ton of cool websites, and they cash out gift cards for cool money. Of course, you’ll have to get a gift card at cheaper rates and sell the gift card to Naira for more, and you’ll even earn some rewards. Platforms like Cardtonic are capable of doing this.

However, we can improve. With Cardtonic, you can open a trading account. Gift cards can be bought and sold to generate income.

Gift card reselling is a very significant industry. Typically, this however, entails purchasing gift cards from customers who wish to exchange them for cash at steep discounts and reselling them to shoppers looking for deals at a profit greater than the very original purchase price.

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In other words, you can purchase a $100 gift card for $50 from a person in need of immediate funds and then resell it for $70 with a cool $20 profit to another person, this means you have cool  $20 to play with.

You’ve or will definitely seen or see social media ads and postings from users offering to purchase or sell gift cards for various stores, including Amazon, iTunes, Steam, Google Play, and more. They most likely operate under this business strategy.

This business strategy requires a network that enables you to buy gift cards at substantial savings. Platforms like Cardtonic can be useful in this situation.

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10. e-Commerce

e-Commerce is however, nothing more than setting up an internet store to sell goods. Every day, e-commerce is becoming even simpler, and having your own website is not even necessary for success. Many people conduct e-commerce transactions with third companies like Jumia, Jiji, and Konga.

Additionally, you can leverage Facebook and Instagram for your online store. Also, the WhatsApp Business App. Good copywriting and marketing skills are necessary for a successful e-commerce business.

11. Create & Sell Digital Products

Another fantastic and easy approach to earning money online is by producing digital goods. E-books, movies, and audio files are all examples of digital items. Of course, the three can also be combined.

A course that teaches you how to edit videos, for instance, could be created if you are a very skilled video editor. Then, while earning money, you can promote this very course to people.

12. Youtube Videos

You can get good money by uploading videos you’ve created with your camera or phone to YouTube. YouTube is an online video-sharing platform / service. You can become wealthy and very famous, thanks to it.

You can animate anything, and you can discuss anything. Simply post it to YouTube and distribute it via social media. Improve your brand. When your films receive more views, you can earn money from them via affiliate marketing, Google AdSense, and other effective strategies. here is an article on 6 proven possible ways to make money on YouTube     made specially for you if you are thinking of giving youtube a try

You’ve probably heard of Korty, mark Angel, Sabinus and co and how they became very popular. This is YouTube’s power.

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13. Social Media Marketing

The goal of social media marketing is to assist companies, people, and organizations in finding their target market on popular platforms like the social media. The majority of Nigerians now spend their time on social networking sites like Facebook, Twitter, Instagram, and many others. This has created new chances for businesses to connect with potential customers and increase sales. Some influencers make money online with Facebook live videos in Nigeria.

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Understanding the algorithms of your desired social media platform and how they may be applied to convert businesses and people can help you become a successful and powerful social media marketer.

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Social media marketing remains one of the finest ways to earn money online in Nigeria as more and more businesses turn to the internet.

14. Take online surveys and share your feedback.

Marketers and researchers are always looking for people to answer their curious questions. Many of whom will even pay for your opinion. It’s quick, easy and you don’t need to be an expert to even earn from it.

You’re also not usually bound to any time-sensitive commitments, so you can take the surveys in your spare time and as often as you want.

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Tools To Use: PrizeRebel, SurveyJunkie, MyPoints

15. Get paid to complete online tasks

You can also get paid to take surveys, share feedback on content, and try products in your spare time. The goal for the researcher is to gain a bit of insight into their target audience’s behaviour pattern. So, all you have to do is carve out some time and answer their questions honestly.

16. Online Proofreading

If you’re detail-oriented and enjoy reading or take it as a hubby, proofreading might be for you. Bloggers and publications are constantly looking for freelance proofreaders to review their posts for grammar and spelling errors, so you could make a decent amount of income doing this in your very own spare time.

You can advertise your services on Upwork, Freelancer and Proofreading Services.

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17. Give feedback on products.

Do you enjoy testing out new and latest tech products? Then, this might be for you! There are companies just waiting to send you their products to test and also share your feedback. It’s an excellent way for them to get insight into their target consumer’s reaction to their products and a sweet way for you to earn extra cash too.

18. Online Transcription Work

Another area that’s gaining large popularity online is transcription work. Video and podcast creators are constantly outsourcing the transcription work required to make their productions more and more accessible.

If you’re detail-oriented, can type and also listen, you can get paid for online transcription.

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In conclusion

Any of these options can pad your account in no time. But, For a better-rounded income strategy, consider pairing them with another income stream— your own business or a salary earning job— and passive income through investing.

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